Journal Articles

हामी कति बौद्धिक, कति बहादुर ?

डा . होमनाथ गैरे विद्यार्थी जिवनमा विद्यालय तहमा हुने अतिरिक्त क्रियाकलाप अन्तर्गत ' धन ठुलो कि विद्या ठुलो ' तथा ' कलम बलियो कि तरवार बलियो ' शिर्षकमा सयौ वादविवाद तथा वक्तित्वकला प्रतियोगिता सुनियो र हेरियो भने कैयौंमा त स्वयं सहभागी भएर पुरस्कार समेत हात पारियो। ति सबै क्रियाकलापहरूको सार विद्यालय तहमा पढ्दै गरेका विद्यार्थीहरूमा विद्या र कलम भनेको वौद्धिकताको प्रतिक हो र धन र तरवार बहादुरिताको प्रतिक हो भन्ने शन्देश प्रदान गर्नु हो । यो सँगै त्यस्ता क्रियाकलापको अर्को महत्वपूर्ण पाटो भनेको विद्यार्थीहरूको कलिलो दिमागमा सदैव धनभन्दा विद्या र तरवारभन्दा कलमको पक्षमा उभिनु पर्दछ भन्ने पाठ पढाउनु हो । केहि उच्च पदस्थ राजनीतिक नेताहरूलाई अपवाद मान्ने हो भने अहिले राजनीतिक , प्रशासनिक , सामाजिक तथा व्यवसायिक नेतृत्वमा पुगेका सबैले त्यस्ता शन्देशमूलक गतिविधिहरूको साक्षि हुने अवसर पाएकै हुन। अझै प्रशासनिक नेतृत्वमा पुगेका उच्च तहका कर्मचारीहरू त अधिकांश विद्यार्थी कालका उत्कृष्ट मध्येका नै छन् । त्यसैगरी , सन १९५० देखि १९७० को विचमा जन्मेको पुस्तामा दोस्रो विश्व युद्...

Interest Rate Corridor for a Predictable Lending Environment

Dr. Hom Nath Gaire 1. Introduction Interest rate volatility has been a recurring challenge in Nepal’s banking system, often resulting in uncertainty for borrowers and investors. Sharp fluctuations in deposit and lending rates—driven by shifts in liquidity, credit demand, and monetary policy—can undermine business planning and delay investment decisions. While market-based interest rate determination is essential for efficient capital allocation, excessive volatility erodes confidence in the investment climate. To address this, an interest rate corridor tailored to Nepal’s context is proposed. This mechanism aims to stabilize lending rates without undermining the role of market forces, thereby improving predictability for investors and encouraging credit flow to productive sectors. 2. Conceptual Framework The proposed corridor will operate within each individual bank , using two market-linked boundaries: Lower Bound (Base Rate) : The base rate will be the weighted...

Monetary Policy For FY 2012/13

Monetary Policy For FY 2012/13, a bit Better than Fiscal Policy.............. Nepal Rastra Bank (NRB) unveiled its Monetary Policy for the fiscal year 2012/13 that focuses on controlling inflation, stimulating credit to productive areas, monitoring the trend of interest rate, increasing outreach of financial services and ensuring financial stability. While continuing many successful policy instruments of the past years, on Wednesday the Central Bank also introduced new measures for attaining the broad policy objective of facilitating economic growth and financial stability. “The major challenges we face are controlling inflation, credit to productive sectors, expanding financial outreach to the unbanked area of the country and financial stability,” said Yuba Raj Khatiwada, Governor NRB. “The overall goal is to create an enabling environment to facilitate economic growth of 5.5 percent,” said Khatiwada. The policy for 2012/13 aims at primarily enhancing the stability...

Promoting Economic Literacy in Nepal

Search This Blog